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Extra Coverage

Sometimes life’s circumstances are unexpected. Many individuals feel more confident knowing there is a plan in place for themselves and/or their families if the unplanned happens. We have options available for individuals to make sure that you have the coverage you need for your situation.

Individual and Family Critical Illness – no one plans to get sick, but when the unexpected happens, critical illness insurance can help relieve the financial burden that often comes with a critical illness.

Final Expense Coverage - can be used to cover final financial obligations such as funeral services, credit card bills, health care costs, utility bills, etc.

Hospital Cash - can help with some of the unexpected expenses that come up when you are in the hospital.

Optional Life Insurance – in the case of a loss of life, this insurance would be paid out to the beneficiary.

Optional Accidental Death & Dismemberment (AD&D) – accidents do happen and if tragedy strikes, this optional insurance provides in the case of accidental death, dismemberment, brain death or loss of speech, sight or hearing.

Top-up Travel Coverage - when travelling out of province, you may wish to purchase extra protection for you and your family.

Copeman Healthcare Centre - We have a partnership with the Copeman Healthcare Centre for pro-active, private healthcare team providing comprehensive health assessments and ongoing care. Reference BCCA Employee Benefit Trust.

Our benefits consultants are here to help if you would like to discuss your situation, please feel free to contact Client Services at 1-800-665-1077, 604-683-7353 or email

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The government of Manitoba has announced a reduction of the retail sales tax (RST) from 8% to 7% effective July 1, 2019. If you have employees who live and work in Manitoba, you will notice a reduction in taxes charged for these individuals on your July 1, 2019 bill.


Extended Health Care Dental Care Accidental Death & Dismemberment Insurance Long-Term & Short-Term Disability Insurance Employee & Family Assistance Program Medical Travel Reimbursement Benefit Basic, Optional & Dependant Life Insurance Critical Illness Hour Bank
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